Terms of Service

1. Acceptance of Terms

Welcome to FinTrack. These Terms of Service ("Terms") govern your use of the FinTrack platform, website, and services (collectively, the "Service") operated by FinTrack ("we," "us," or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Description of Service

FinTrack is a comprehensive financial management platform that provides tools for:

• Invoice creation, management, and tracking
• Expense recording and categorization
• Financial analytics and reporting
• Data import and export capabilities
• Business financial insights and dashboards

3. User Accounts

Account Creation

To use certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

Account Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.

Account Termination

We may terminate or suspend your account at any time for violations of these Terms or for any other reason at our sole discretion.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Upload or transmit malicious code or harmful content
• Attempt to gain unauthorized access to our systems
• Use the Service for fraudulent or illegal financial activities
• Interfere with or disrupt the Service or servers
• Create false or misleading financial records
• Share your account with unauthorized users

5. Data and Privacy

Your privacy is important to us. Our collection and use of your information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Your Data

You retain ownership of all data you input into the Service. You grant us a license to use, store, and process your data solely to provide the Service to you.

Data Backup

While we implement backup procedures, you are responsible for maintaining your own backups of important data. We recommend regularly exporting your data.

6. Payment Terms

Subscription Fees

Access to certain features requires a paid subscription. Subscription fees are billed in advance and are non-refundable except as required by law.

Payment Processing

Payments are processed by third-party payment processors. You agree to their terms and conditions in addition to these Terms.

Price Changes

We may change our pricing at any time. We will provide at least 30 days' notice of any price increases for existing subscribers.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by FinTrack and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code of that software.

8. Service Availability

We strive to maintain high availability of our Service, but we do not guarantee uninterrupted access. The Service may be temporarily unavailable due to:

• Scheduled maintenance
• Emergency repairs
• Technical difficulties
• Third-party service interruptions
• Force majeure events

9. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Merchantability and fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, completeness, or reliability of content
• Uninterrupted or error-free operation

FinTrack is a financial management tool and does not provide financial, accounting, or legal advice. You should consult with qualified professionals for such advice.

10. Limitation of Liability

To the maximum extent permitted by law, FinTrack shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or business opportunities
• Business interruption or financial losses
• Costs of substitute services
• Any damages arising from use or inability to use the Service

Our total liability for any claims shall not exceed the amount you paid us in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless FinTrack and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service, violation of these Terms, or infringement of any rights of another party.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

15. Contact Information

If you have any questions about these Terms of Service, please contact us: